The Lake County School District provides life insurance with AD&D coverage equal to your salary, up to $250,000, at no cost to you.

Supplemental Life Insurance with Accidental Death & Dismemberment

To supplement the life insurance coverage provided by Lake County School Board, you have the option to purchase additional term life insurance for

• Yourself

• Spouse

• Child(ren) up to age 26

Accidental Death and Dismemberment coverage pays a benefit in one of two ways:  If your death is caused due to an accident, the AD&D benefit pays in addition to your life insurance. This is sometimes called a “double indemnity” because your beneficiary receives both the life insurance amount and the AD&D amount.If, as the result of an accident, you either lose a covered body part (such as a limb) or lose the function of a covered body part, you may receive a percentage of the total AD&D benefit depending on the functions that have been lost.

Note: See plan document for age reduction schedule. 

* You must cover yourself to purchase coverage for your dependents.

**Evidence of Insurability may be required